[ILUG] aib 24hour-online

[Aidan Keady]

Noel Carroll wrote:
> 
> Agreed!   I use it myself from home only.  I'd not use it at work and I'd
> not use it at all were it not that It's not too easy to get to the bank
> sometimes.   BOI's site is better from what I hear.   I know they used to
> provide you with a little credit card sized algorithmic number generator and
> that formed part of your authentication.   AFAICR that was two years ago
> anyway but maybe I am just raving!!!   Anyone on the list signed up with BOI
> online who can confirm this and maybe explain how the system works?

Yeah, BOI give out little token things, which look like calculators.
However, these are being phased out and won't work from the end of May,
when they're moving to a PIN/password system.   I think they've been using
PINs for all new customers since the start of the year.   With the token,
you have a 6-digit ID which you enter on the website and are then given
a 7-digit code to enter in the token (which itself has a 4-digit PIN).
The token returns another 7-digit code which you enter on the website
and you get access to your accounts (whichever ones to which you have
asked for access).   It's possible to pay bills, transfer money, etc. -
for every transaction, you're given another code to enter to the token
which returns another code and so on.

ATB,
Aidan.