[ILUG] Net banks with linux support

Michele Neylon:: Blacknight.ie michele at blacknight.ie
Sun Jul 17 14:43:37 IST 2005


> I take it phishing - pardon my ignorance - is responding to
> email asking you to give your credit card number or other account
> details? 
>From http://www.antiphishing.org/ :

" Phishing attacks use both social engineering and technical subterfuge to
steal consumers' personal identity data and financial account credentials.
Social-engineering schemes use 'spoofed' e-mails to lead consumers to
counterfeit websites designed to trick recipients into divulging financial
data such as credit card numbers, account usernames, passwords and social
security numbers. Hijacking brand names of banks, e-retailers and credit
card companies, phishers often convince recipients to respond. Technical
subterfuge schemes plant crimeware onto PCs to steal credentials directly,
often using Trojan keylogger spyware. Pharming crimeware misdirects users to
fraudulent sites or proxy servers, typically through DNS hijacking or
poisoning."

A lot of them are extremely well crafted. An example paypal one:

http://www.mneylon.com/blog/archives/2005/03/05/paypal-phishing-attacks/

In most cases they incorporate images pulled from the paypal webservers.

There haven't been as many targetting Irish institutions, but here is an
example of one targetting BOI:

http://www.mneylon.com/blog/archives/2005/03/18/bank-of-ireland-targetted-by
-phishing-scam/


>Are many people caught by these?

I'm not sure, but I would imagine quite a few.
As an online retailer we are hit by fraudsters on a regular basis. In most
cases the fraud is via credit card, with the fraudster in some instances
placing multiple orders within a short time interval. To date we've only had
one case of a paypal account being abused.

> One would have to be reasonably stupid, I would have thought.

I think the more appropriate word would be "naïve".

Michele

Mr Michele Neylon
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