[ILUG-Social] Re: Hitting back at banks..

[David Nicholls]

Has anyone checked the pricing of any of the e-banks yet??
I know they can't offer the same range of services but they must be
cheaper??

	Dave.

-----Original Message-----
From: social-admin at linux.ie [mailto:social-admin at linux.ie]On Behalf Of
Noel Carroll
Sent: 15 March 2000 13:59
To: 'John Ronan'; social at linux.ie
Subject: RE: [ILUG-Social] Re: Hitting back at banks..


>
> I know people who do things like cashing cheques, and then lodging the
> cash to their account, withdrawing cash and making a cash lodgement(as
> opposed to transfer/draft/etc) to get around similiar charges.
>
> Personally that's a bit too much hassle, but if one was making a lot of
> transactions... ...
>
Ahem A.I.B. charge the same regardless... and seeing that the current
charges
on ma A/C are 23 quid for this quarter... and assuming that I keep the same
number of transactions this year (which really wasn't all that many) It'll
be
another 92 quid they get out of me... I'm getting even more annoyed now..

J

Yeah, I've been noticing the same myself.  Its a bit crazy and while I could
understand paying for an ATM service (though obviously not as steeply) I
can't understand the charges on electronic transactions like Direct Debits -
especially since the average inter-bank transaction takes 4 days.  I mean
its electronic for god's sake.  As Proinsias said, they've got the money for
a certain while to make money for themselves so I can only conclude that
they're charging me for the privilege of making them money!    The best one
I've heard is the story of a lady who rang up her NIB branch to query the
balance of her account.  When she got a statement later on, she found out
that NIB had charged her 6 quid for the query.   She then rang up to query
the £6 charge and got charged a further £7.20 for that call.   The bank
'graciously' decided to waive their admisitration charge and she didn't have
to pay the £7.20   I think thats really taking the piss.  Something should
be done about them.

Noel
--
John Ronan <j0n at tssg.wit.ie>, +353-51-302411
Telecommunications Software Systems Group - WIT, http://www.tssg.wit.ie

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